Buying a Home
We guide you through the home buying process by providing the following services: Qualifying. Telling your agent what you are looking for — location, size, features, price range, etc. — will enable him or her to present homes that best fit your needs. It pays to give these matters much consideration.
Showings – Since we belong to Multiple Listing Services, your agent will show you homes listed with our firm as well as with other companies. If you see any home for sale, call us! We can help you with it. As you view homes, express your likes and dislikes to your agent; this is very helpful in the selection process.
The Offer to Purchase – After all parties are in agreement, you will need to select the institution best suited to your financial needs. After the application is made, the lender will order the appraisal, credit report, verification of employment, and anything else necessary for your approval. When your loan is approved, other documents necessary for closing, such as the preliminary title inspections, pay-off statements, and deed will be ordered. This entire process can take up to eight weeks, depending on type of financing, lender requirements, or clouds on the title. Your agent, loan officer and attorney will keep you up to date on the progress of the transaction.
Closing – When all requirements are met, the closing date and time will be set. Your agent will help answer any questions you may have. All necessary papers will be signed at this time.